Investment Return Calculator
Compare total return with the annualized growth of an investment.
Result
- Total return
- 50.00%
- Net gain
- $500.00
- Final value
- $1,500.00
Annualized return is the constant yearly growth rate that connects the initial and final values. It does not show volatility or account for intermediate cash flows.
Calculated in your browser. Share links include the values you choose to share.
For general information and mathematical estimates. Results are not financial, investment or tax advice.
Formula
Worked example
An investment grows from $1,000 to $1,500 over 2 years, with no extra cash flows.
Total return is 50.00%; annualized return is 22.47%.
How to use
- Enter initial and final values on a consistent net-of-fees basis.
- Enter the holding period in years.
- Calculate total and annualized return; do not use this model when deposits or withdrawals occur between endpoints.
Frequently asked questions
Is this CAGR?
Yes. For an investment with no intermediate cash flows, this annualized return is the compound annual growth rate.
What if I added more money?
The simple endpoint formula would treat deposits as gains. Use a cash-flow-aware measure such as money-weighted return for that situation; this tool does not calculate it.